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Trusted Financial Distribution Partner
(AMFI AND APMI REGISTERED Intermediary)

Grow Your Wealth Wisely
With Confidence

A trusted, AMFI-registered, APMI-registered financial distribution practice serving investors with integrity, transparency, and long-term vision. We bring together curated investment products and disciplined financial guidance — so your wealth works as hard as you do.

MF
SIF
PMS
AIF

Our Services

We distribute a carefully selected range of regulated investment products across asset classes — tailored to the risk appetite, goals, and time horizon of each investor.

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Retail Wealth generator · mass market diversification

Mutual Funds (MF)

Access a diversified universe of equity, debt, hybrid, index, and thematic mutual fund schemes from leading SEBI-registered Asset Management Companies. Whether you are a first-time investor or a seasoned participant, we help you identify schemes aligned with your financial goals and risk profile — through disciplined, goal-based investing.

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. ACKERS (Naveen Kumar) is a registered Mutual Fund Distributor with AMFI, ARN–293203. ACKERS (Naveen Kumar) adheres to the Code of Conduct prescribed by AMFI distributor. Distributor registration does not imply endorsement or warranty of scheme performance by AMFI.

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compounding with moral leverage and derivatives

Specialised Investment Funds (SIF)

Specialised Investment Funds represent the new generation of regulated investment vehicles introduced by SEBI — positioned between Mutual Funds and Portfolio Management Services. SIFs offer enhanced flexibility in investment strategies, providing sophisticated investors access to higher-conviction, actively managed mandates with a minimum ticket size of ₹10 lakhs as specified by SEBI regulations.

SIF investments are subject to market risks and are suitable for investors who understand the associated risks. Please read all offering documents carefully. SEBI registration does not guarantee returns. ACKERS (Naveen Kumar) is a registered SIF Distributor. ARN–293203.

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customized concentrated portfolio with conviction

Portfolio Management Services (PMS)

PMS is a bespoke investment solution designed for high-net-worth individuals seeking personalised, separately managed portfolios. Through SEBI-registered Portfolio Managers, investors receive a dedicated portfolio of securities — equities, bonds, or structured instruments — managed in accordance with clearly defined objectives and investment strategies. Minimum investment as per current SEBI regulations is ₹50 lakhs.

Portfolio Management Services involve significant risks. PMS is not a Mutual Fund product. Investors should carefully evaluate the risks before investing. ACKERS (Naveen Kumar) is an APMI-registered PMS Distributor. APRN–09051. Registration does not imply endorsement or guarantee of returns by APMI or SEBI.

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sophisticated off-market pooling

Alternative Investment Funds (AIF)

Alternative Investment Funds are privately pooled investment vehicles registered under SEBI's AIF Regulations. Spanning Category I (venture capital, infrastructure), Category II (private equity, debt funds), and Category III (hedge strategies), AIFs offer qualified investors access to asset classes and strategies not available through conventional instruments. Minimum investment is ₹1 Crore as per SEBI norms.

AIFs are suitable only for sophisticated, accredited investors with a high risk appetite. They are not suitable for retail investors. Investments are illiquid and subject to lock-in periods. Returns are not guaranteed. Investors should read the PPM and all related documents carefully before committing capital. ACKERS (Naveen Kumar) facilitates distribution of AIF products.

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GIFT City IFSC · Global Diversification

GIFT City Funds

Unlock premier offshore and dollar-denominated investment avenues through the Gujarat International Finance Tec-City (GIFT City) IFSC framework. Which facilitate compliant access to globally diversified feeder funds, foreign equities, real estate holdings, and cross-border currency pools. These solutions are curated specifically to help sophisticated domestic, NRI and foreign investors diversify systemic risk.

IFSC investment structures are subject to currency fluctuations, global cross-border regulations, and jurisdiction-specific risks. Resident individuals must strictly adhere to the Liberalised Remittance Scheme (LRS) limits designated by the Reserve Bank of India (RBI). ACKERS (Naveen Kumar) distributes global solutions through licensed IFSC fund management partners.

Curated Financial Solutions

Others

Beyond capital market instruments, we offer access to additional regulated financial products that serve specific long-term wealth creation and protection goals. These include:

Unit Linked Insurance Plans (ULIPs) — ULIPs are market-linked products offered by life insurance companies that combine investment and life insurance coverage within a single integrated plan. They provide the dual benefit of wealth creation through market participation and financial security for your family. Available through IRDAI-regulated insurance companies. ULIPs are regulated by the Insurance Regulatory and Development Authority of India (IRDAI).

ULIP products are life insurance products regulated by IRDAI, not by SEBI. They are subject to market risks. The premium paid is subject to applicable charges as disclosed in the policy document. Past performance of the fund options is not indicative of future results. Please read the policy brochure and benefit illustration carefully before purchasing. ACKERS (Naveen Kumar) facilitates distribution of insurance products through registered life insurance partners.

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Our Approach

Great financial outcomes are never accidental. They are the result of deliberate planning, honest advice, and disciplined execution. Here is how we partner with each investor.

01

Understand Your Goals

Every investor is unique. We begin with a thorough conversation to understand your financial aspirations, time horizon, existing assets, liabilities, income patterns, and most importantly — your risk comfort. There is no template; there is only your story.

02

Assess Risk & Suitability

Before recommending any product, we rigorously evaluate suitability. Regulatory compliance is not a formality — it is the foundation of our practice. Every product distributed is appropriate to the investor's profile and consistent with regulatory guidelines from AMFI, APMI, and SEBI.

03

Curate & Structure

We design an allocation across Mutual Funds, SIFs, PMS, AIFs, and other suitable instruments — chosen for alignment with your goals, not for commission potential. Each recommendation is backed by research, rationale, and full disclosure of costs and risks.

04

Execute with Transparency

All transactions are routed through regulated channels. Full disclosure of distributor commissions and product costs is provided as mandated by SEBI and AMFI regulations. You always know what you are investing in and what it costs.

05

Review & Evolve

Wealth generation is a journey, not a transaction. We conduct periodic portfolio reviews aligned with market changes and your evolving life circumstances — ensuring your investments remain relevant, rebalanced, and on track toward your goals.

"Our role is not to sell products — it is to build trust, one informed decision at a time."

Fiduciary mindset. We distribute only what we believe is right for the investor, guided by suitability and long-term benefit, not short-term incentives.

Full transparency. All commissions, trailing fees, and costs are disclosed fully as per AMFI and SEBI mandated norms. No hidden charges, no surprises.

Regulatory compliance first. Every aspect of our practice — from documentation to product selection to investor communication — is carried out in strict adherence to applicable SEBI, AMFI, and APMI regulations.

Education as empowerment. We believe an informed investor is a better investor. We invest time in helping you understand the products, risks, and rationale before any decision is made.

Long-term relationship. Our business model is built on investor success. If you succeed, we succeed. That alignment drives every interaction we have.

Interactive Allocation Planners

Use our custom simulation metrics to draft compounding goals and evaluate appropriate systemic allocation styles before initiating product transactions.

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Compounding Estimator

SIP & Lump Sum Projections

Monthly Allocation (₹) ₹25,000
Investment Duration (Years) 10 Years
Projected Annual Return (%) 12%
5% (Debt-like) 12% (Equity Avg) 18% (PMS-Alpha) 25% (High Spec)
Total Outlay
₹30,00,000
Est. Gain
₹27,51,038
Future Value
₹57,51,038
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Suitability Allocation Mapper

Dynamic Risk Mapping Model

Target Time Horizon
Volatility Comfort / Risk Tolerance
Suggested Structural Allocation
Moderate Balanced Mix

A balanced distribution strategy focusing on medium-term capital preservation while retaining structured equity upside exposure.

Equity Mutual Funds / PMS / GIFT City 40%
Debt Funds / Liquidity Tools 40%
Alternatives & Arbitrage Overlay 20%

About ACKERS

Naveen Kumar
The Identity Behind The ACKERS
  • AMFI
    AMFI Registered Mutual Fund Distributor
    ARN – 293203
  • AMFI
    AMFI Registered SIF Distributor
    ARN – 293203
  • APMI
    APMI Registered PMS Distributor
    APRN – 09051
  • AIF
    AIF Distributor

ACKERS is the professional practice and trade name of Naveen Kumar - an individual financial distributor. All services are rendered under the individual capacity and registration of NAVEEN KUMAR as mandated by AMFI, APMI, and applicable SEBI registrations. ACKERS is the business identity under which these regulated services are offered.

ACKERS (Naveen Kumar) serves investors who value structured, researched, and regulatory-compliant financial distribution services and commited to bring clarity, discipline and integrity to the complex world of personal finance through multi products, multi assets perspective to investment distribution to investors.

Regulatory Disclosures

ACKERS (Naveen Kumar) is an AMFI Registered Mutual Fund and SIF Distributor (ARN-293203) and APMI Registered PMS Distributor (APRN-09051). All services are structured strictly in compliance with SEBI guidelines, AMFI norms, and APMI code of conduct.


Commission Disclosure: In accordance with SEBI circulars, we declare that we receive trail commissions from AMCs, PMS managers, and IFSC fund partners on regular option models. Details of standard trail fee earnings are readily disclosed upon request.


Useful Links: https://www.amfiindia.com ; https://www.apmiindia.org ; https://www.sebi.gov.in ; https://scores.sebi.gov.in

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Name Naveen Kumar
ARN ARN-293203
APRN APRN-09051

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Partner With
ACKERS

We believe meaningful partnerships create greater value for clients. Whether you're a professional, consultant, entrepreneur, educator, or community leader — if you have a strong network and a genuine interest in helping people with their finances, we would like to explore working together.

ACKERS supports partners in helping their clients access suitable financial solutions — including MUTUAL FUNDS, SIF, PMS, AIF, GIFT City funds, and Insurance — with full regulatory backing and a client-first approach.

Why Partering With ACKERS
Client-first approach — we prioritize suitability over sales
Transparent and ethical practices across every product
Access to a wide range of regulated financial solutions
Long-term relationship focus — not transactional
Personalized support, onboarding guidance, and ongoing help

Reach Out

Tell us little about yourself and we will get back to you personally.

Or write directly to partners@ackers.in

Request Received

Thank you for showing your interest in partnering with ACKERS. We will review and reach out to you personally.